CONTENTS
KİTAP HAKKINDA III
PREFACE VII
SUMMARY XV
ABSTRACT XVII
1. ENTRANCE
1.1. Purpose of the Thesis 1
1.2. Literature Review 1
1.3. Insurance Definition 2
1.4. TTK Insurance Definition 2
1.5. Risk Description 2
1.6. Equipped…… 2
2. MARINE INSURANCES
2.1. Basic Information About Boat Insurance
2.1.1. Running Down Clause 5
2.1.2. General Average 5
2.1.3. Elements of general average 6
2.1.3.1. Joint Hazard Element 6
2.1.3.2. The Element of Sacrifice 6
2.1.3.3. The Willingness of Sacrifice 6
2.1.3.4. Useful Conclusion Element 7
2.1.4. Special Average 7
2.1.5. Full Light 7
2.1.6. Judgment 7
2.1.7. Do Not Collide 7
2.1.8. Seaworthiness of the Boat 8
2.1.9. Classification Societies 10
2.2. Boat Insurance (H&M Hull And Machine) 11
2.3. Types of Policies in Marine Insurance 12
2.3.1. Expedition Policies 12
2.3.2. Duration Policies 13
2.3.3. Fleet Policies 13
2.3.4. Flotan (Temporary) Policies 13
2.3.5. Subscription Policies 13
2.4. Risks Covered in Boat Insurances 13
2.4.1. Sinking 13
2.4.2. Stranding 14
2.4.3. Fire and Explosion 14
2.4.4. Conflict and Responsibility For Conflict 14
2.4.5. Pollution Hazard 15
2.4.6. Damages Caused by Seafarers to Third Parties 15
2.4.7. Other Collateralized Risks 16
2.5. Other Uncovered Risks in Boat Insurance 16
2.6. Risk Factors in Boat Insurance 16
2.6.1. Type of Boat 17
2.6.2. Age of The Boat 18
2.6.3. Tonnage and Dimensions of the Boat 18
2.6.3.1. Gross Tonnage 18
2.6.3.2. Net Tonnage (Net Register Tonnage) 18
2.6.3.3. Dedveyt Tonnage (Deadweight Tonnage) 18
2.6.3.4. Displacement Tonnage 19
2.6.3.5. Empty Displacement (Light Displacement or Light Weight) 19
2.6.4. Guarantees to be Added in Boat Insurance 19
2.6.4.1. And Strikes 19
2.6.4.2. Kidnap and Ransom Insurance (K&R) 19
2.6.4.3. Rental Loss Insurance (LOH) 20
2.6.4.4. Renters Liability Insurance (Charterers Liability) 20
2.6.4.5. Increasing Value Insurances 20
2.6.4.6. Load Insurance 21
2.6.4.7. Cargo/Commodity Insurances 21
2.7. Risk Factors in Commodity Transport Insurance 22
2.7.1. Type of Cargo/Packaging and Stowage Conditions 22
2.7.1.1. Explosives 22
2.7.1.2. Abrasive (Corrosive) Loads 23
2.7.1.3. Gases or Vapors 23
2.7.1.4. Especially Those That are Fermented 23
2.7.1.5. Heated Loads 23
2.7.1.6. Those That Gradually Melt on Their Own With the Humidity They Get From the Air 23
2.7.1.7. Flammable 23
2.7.1.8.Those Who are Susceptible to Self-Inflammation 23
2.7.1.9. Those Who Sweat Easily 24
2.7.1.10. Perishable, Stinky and Rotting 24
2.7.1.11. Packaging 24
2.7.2. Age of the Boat 25
2.7.3. Loadability of the Boat 25
2.7.4. Club Insurance (P&I) 26
2.7.4.1. Coverage of P&I Insurance 27
2.7.4.2. Risks Not Covered by the Coverage 28
2.7.4.3. Club's Responsibilities 28
2.7.4.4. Club Member Responsibilities 29
2.7.4.5. Pay First Rule 29
2.7.4.6. The role of P&I Clubs in Oil or Fuel Leaks to the Sea 31
2.7.4.7. Factors Affecting the Insurance Premium in P&I Club Insurance 31
2.7.5. Turkish P&I Insurance 32
2.7.5.1. Liability Insurances Provided Under Turkish P&I Insurance 34
3. DETECTION AND PRICING OF RISKS
3.1. Risk Engineering and Pricing Models 37
3.2. Pricing Strategies 38
3.3. Insurance Premium 39
3.4. Exemption (Deductible) 40
3.4.1. Deductible Exemption 40
3.4.2. Integral Exemption (Franchise) 41
3.4.3. Additional Deductible 41
3.5. Pricing in Boat Insurance 41
3.5.1. Full Loss Premium Calculation 42
3.5.2 Partial Damage Premium Calculation 43
4. DAMAGE PROCESSES IN MARINE INSURANCES
4.1. Marine Report 45
4.2. Stage of Appraisal 46
4.3. Examining the Damage File 46
4.3.1. Required Documents For Damage File 46
4.3.1.1. Transport Industry 47
4.3.2. Determination of Compensation 48
4.3.3. Partial Damages 49
4.3.3.1. Special Average (Particular Average) 49
4.3.3.2. General Average (General Average) 49
4.4. General Evaluation 52
5. MARINE INSURANCES IN TURKEY
5.1. Water Vehicles Insurance 58
6. CONCLUSION AND EVALUATION 61
REFERENCES 65
ATTACHMENTS 69